A credit card is a highly utilitarian financial product, which offers several benefits to holders. While they are mostly used as short-term loan devices, a credit card can also improve your savings. Through their reward point system, credit cards enable users to avail attractive cashbacks and discounts. Before undertaking the bajaj credit card application form process, one needs to consider the following factors to ensure … Continue reading Follow these tips to ensure maximum savings on credit card usage

Credit cards can be considered as a go-to financial tool for everyday life, helping you finance your daily expenses, purchases, emergency cash needs, and so on. Funding needs can sometimes also surpass your existing budget, which can be easily met with a credit card in place. By using the card responsibly, a user can make the most out of it. Other than credit access, these … Continue reading The importance of credit cards – Here’s what you can benefit from

Availing a credit card is not just a crucial financial decision, but also significantly impacts other fronts related to credit. Thus, when you get a credit card, you must be completely sure of what to look for and be aware of certain other points. Here’s a look at what these points should be. Make sure to go through all the rewards and benefits which you … Continue reading Things To Be Aware Of While Availing A Credit Card

The credit consumption increased in India, primarily due to several credit card benefits available with these payment tools. Moreover, individuals are also opting for more than one credit card to maximize the benefits.Following are some of the pros of availing multiple credit cards at a time. While a single credit card comes with a specific reward scheme, it increases with multiple credit cards.Individuals can use … Continue reading Merits and demerits of availing multiple credit cards

The Kisan Credit Card scheme was initially introduced in 1998 with the purpose to provide funds to farmers who were unable to fulfill their agricultural financing needs. The recent announcement made by the RBI further mentioned that the farmers will be receiving a subsidy on the interest rate on Kisan credit card loans, making the advances further affordable for the agricultural sector.  Ever since the … Continue reading Top few updates and information regarding Kisan Credit Card

Employers are mandated by law to issue Form 16 to their employees under section 203 of the Income Tax Act, 1961 as a proof of tax deducted at source (TDS) from salary. Form 16 includes two parts, i.e., Part A and Part B. While these two parts make up for the same document, the differences between 16A and 16B can be found in the information … Continue reading What are the different components and benefits of Form 16?