Best Credit Cards In India

We have covered the best corporate credit cards in India as of 2021. This list includes the Bajaj Finserv RBL Bank Super Card, Axis Bank Corporate Credit Card,  ICICI Sapphiro Credit Card,  Kotak Corporate Gold Credit Card, Citibank Corporate Credit Card, SBI Air India Signature Credit Card and HDFC Infinia Credit Card. Each of these has been listed here for fulfilling different corporate credit needs, … Continue reading Best Credit Cards In India

Importance of CIBIL Score.

Your CIBIL score has the power to influence your chances of procuring future loans. With a bad credit score, purchasing your dream house and procuring more credit, amongst other things, can become a lot more difficult. Hence, in this article, we have explained how you can improve your credit card CIBIL score. This can be done by altering your credit limit, having a healthy credit … Continue reading Importance of CIBIL Score.

Must Know About The Credit Card Charges

While attaining a credit card is simple these days, and it’s clear that it affords people an easy way to buy essentials, bringing a convenient line of credit, it is equally important to know about charges, like interest rates. Defaults on payments of bills incur interest which is charged on a daily basis (but card issuers will give you monthly figures) with 18% GST added … Continue reading Must Know About The Credit Card Charges

Top 4 perks of paying credit card bills early

The RBI’s latest data suggests that as much as Rs.1 lakh crore credit card loan is subject to risk. As a result, it can be expected that financial institutions will become more stringent with credit card approvals and dealing with defaults. Nevertheless, by paying credit card dues earlier, cardholders can protect themselves against several repercussions and enjoy many benefits. For example, early RBL credit card … Continue reading Top 4 perks of paying credit card bills early

Know the difference between Form 16A and 16B

Form 16 is essentially a certificate that shows the tax amount deducted from the salary of an individual. Typically, employees who are eligible for income tax payment against their salary receive this document from their employers. Form 16 has two parts, and the difference between 16A and 16B is vital to be aware of. Here is a brief overview of each – Form 16A Form … Continue reading Know the difference between Form 16A and 16B

Ways to make funds more accessible through the Kisan Credit Card scheme

NABARD introduced the Kisan Credit Card scheme in 1988 to relieve farmers from the excessive burden of borrowing from unorganised money lenders. KCC aims at helping farmers involved in agriculture, animal husbandry, or fisheries. Through Kisan Credit Cards, farmers can avail low-interest and short-term loans to back their production. The interest rate charged on KCC ranges from 2 – 4%. Recently, the government announced an … Continue reading Ways to make funds more accessible through the Kisan Credit Card scheme

Here’s How to Compare Different Credit Cards to Find the Best One

There are several credit card issuers operating in the market, wherein all of them bring more than one product for users. In this plethora of choices, you need a comprehensive credit card comparison to find the perfect one for you. To do so, you can go through the various credit card types, and understand their typical features to make an informed decision. Some of such cards include … Continue reading Here’s How to Compare Different Credit Cards to Find the Best One

Utilize These Tips to Get Rid of Credit Card Debt

When it comes to credit card payment, borrowers must have a clear understanding of how it works. At the end of one billing cycle, lenders send monthly statements notifying the minimum and total amount payable. Individuals need to pay these amounts before a specific date called the due date. The timeline between this due date and the statement date is interest-free and is known as … Continue reading Utilize These Tips to Get Rid of Credit Card Debt

Applying for a credit card online – Some tips to help you select the best option

With an ever-increasing demand for credit cards across India, most financial institutions have introduced the online application process in the last few years. You can go for credit cards apply in India by following a streamlined application process, and receive an approval within a few working days. However, if you are applying for a credit card for the first time, you should know certain tips … Continue reading Applying for a credit card online – Some tips to help you select the best option

Learn All About How GHMC Property Tax for Residential Properties is Calculated

Property tax is one of the most significant avenues of revenue generation for state governments. In line with that, individuals who own residential or commercial property in Hyderabad are levied with a property tax by the Greater Hyderabad Municipal Corporation each year. GHMC property tax is collected on the basis of annual rental value of a property in question. The calculation for this property tax … Continue reading Learn All About How GHMC Property Tax for Residential Properties is Calculated