The RBI’s latest data suggests that as much as Rs.1 lakh crore credit card loan is subject to risk. As a result, it can be expected that financial institutions will become more stringent with credit card approvals and dealing with defaults. Nevertheless, by paying credit card dues earlier, cardholders can protect themselves against several repercussions and enjoy many benefits. For example, early RBL credit card … Continue reading Top 4 perks of paying credit card bills early

Form 16 is essentially a certificate that shows the tax amount deducted from the salary of an individual. Typically, employees who are eligible for income tax payment against their salary receive this document from their employers. Form 16 has two parts, and the difference between 16A and 16B is vital to be aware of. Here is a brief overview of each – Form 16A Form … Continue reading Know the difference between Form 16A and 16B

NABARD introduced the Kisan Credit Card scheme in 1988 to relieve farmers from the excessive burden of borrowing from unorganised money lenders. KCC aims at helping farmers involved in agriculture, animal husbandry, or fisheries. Through Kisan Credit Cards, farmers can avail low-interest and short-term loans to back their production. The interest rate charged on KCC ranges from 2 – 4%. Recently, the government announced an … Continue reading Ways to make funds more accessible through the Kisan Credit Card scheme

There are several credit card issuers operating in the market, wherein all of them bring more than one product for users. In this plethora of choices, you need a comprehensive credit card comparison to find the perfect one for you. To do so, you can go through the various credit card types, and understand their typical features to make an informed decision. Some of such cards include … Continue reading Here’s How to Compare Different Credit Cards to Find the Best One

Property tax is one of the most significant avenues of revenue generation for state governments. In line with that, individuals who own residential or commercial property in Hyderabad are levied with a property tax by the Greater Hyderabad Municipal Corporation each year. GHMC property tax is collected on the basis of annual rental value of a property in question. The calculation for this property tax … Continue reading Learn All About How GHMC Property Tax for Residential Properties is Calculated

With the aim of adding 40 crore trained professionals to the country’s workforce by 2022, the Government of India launched the skill India campaign. The objective of this campaign is to train Indians and prepare them for a job as well as promote entrepreneurship. Features Job focused training. Industry-standard courses and trained by industry professionals. Custom made training programs to overcome the linguistics barriers with the help … Continue reading A Brief Idea on Skill India Scheme