business

Do You Know How to Calculate EMI on An Education Loan?

Whether an individual wishes to enrol his child on an expensive course in India or is keen to send him abroad for education, knowing about the funding requirement is essential. This will help aspiring borrowers to select the right loan, such as an education loan and plan its repayment accordingly. The repayment of a loan consists of two components – one is principal, and the … Continue reading Do You Know How to Calculate EMI on An Education Loan?

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business

Know The Application Procedure for The Encumbrance Certificate

While purchasing a new property or obtaining a LAP, individuals need to ensure whether the said property is free from legal or monetary liabilities. An encumbrance certificate, in this regard, acts as evidence regarding the free title and ownership of a property. Thus, it is imperative for prospective borrowers in Tamil Nadu or any other Indian state to obtain this certificate and ensure that there … Continue reading Know The Application Procedure for The Encumbrance Certificate

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Finance

Which is The Best Credit Card Offer in India?

As more people opt for credit cards as a payment method, the supply of these cards is expected to rise. Every little thing is being purchased online these days, from electronics to groceries, and people expect to be rewarded for their purchases. Credit cards with special incentives for online shopping are available from major banks and non-bank financial institutions. Several credit cards in India offer … Continue reading Which is The Best Credit Card Offer in India?

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Finance

Is there any risk in using a money-back credit card?

Money-back credit cards carry the same risks as normal credit cards. Money-back credit cards reward you with a small percentage of your purchases as cashback rewards. Debit cards don’t offer you the same perks as credit cards, allowing you to simplify your finances and earn rewards on your purchases. A money-back card is also an excellent choice since they are typically easier to understand than … Continue reading Is there any risk in using a money-back credit card?

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business

Should I have a credit card in India?

It is good to have a credit card in India due to the ease of use and convenient repayment options. The best credit card in India offers discounts, offers, and deals unlike any other financial product and is a bonanza for smart consumers. Credit cards can turn into debt traps if you don’t use them properly or spend more than you can afford to repay. It is … Continue reading Should I have a credit card in India?

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business

How do I get a Free Credit Card and What Are Its Benefits?

If you get substantial rewards from your credit card, it is worth paying an annual fee. On the other hand, credit cards without annual fees offer more benefits over time. These cards can be kept active without incurring additional fees. Moreover, lifetime free credit cards can improve your credit score considerably if you spend a minimal amount on them and lower your credit utilization ratio. … Continue reading How do I get a Free Credit Card and What Are Its Benefits?

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business

How Can You Manage Your Working Capital in India?

Working capital forms the core of any venture, which is why working capital management is of utmost importance from an entrepreneur’s perspective. Owing to the difficulties posed by the pandemic, it is but natural for business ventures to apply for a working capital loan in order to bridge the gap between assets and liabilities. However, this also calls for ensuring that the funds are effectively … Continue reading How Can You Manage Your Working Capital in India?

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business

How Can You Get Business Loans for Women Entrepreneurs?

While the COVID – 19 pandemic has taken a heavy toll on business ventures, it has also opened new avenues in the field, especially as far as women are concerned. For women entrepreneurs, the two most important hurdles to starting a venture and sustaining it pertain to having financial back-up and maintaining liquidity. This is where the loan for women comes in. In addition to … Continue reading How Can You Get Business Loans for Women Entrepreneurs?

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business

How A Business Owner Can Expand Small Business in India?

With the pandemic receding, organisations the world over are resuming their operations, and small business owners are no exception to this trend. For the first time in two years, the path ahead seems clear, and this is a welcome opportunity not just for growth but also for expansion. Bearing in mind your aspirations and ambitions for expansion, there are certain tips that can smoothen the … Continue reading How A Business Owner Can Expand Small Business in India?

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