As more people opt for credit cards as a payment method, the supply of these cards is expected to rise. Every little thing is being purchased online these days, from electronics to groceries, and people expect to be rewarded for their purchases. Credit cards with special incentives for online shopping are available from major banks and non-bank financial institutions. Several credit cards in India offer … Continue reading Which is The Best Credit Card Offer in India?
Money-back credit cards carry the same risks as normal credit cards. Money-back credit cards reward you with a small percentage of your purchases as cashback rewards. Debit cards don’t offer you the same perks as credit cards, allowing you to simplify your finances and earn rewards on your purchases. A money-back card is also an excellent choice since they are typically easier to understand than … Continue reading Is there any risk in using a money-back credit card?￼
It is good to have a credit card in India due to the ease of use and convenient repayment options. The best credit card in India offers discounts, offers, and deals unlike any other financial product and is a bonanza for smart consumers. Credit cards can turn into debt traps if you don’t use them properly or spend more than you can afford to repay. It is … Continue reading Should I have a credit card in India?￼
If you get substantial rewards from your credit card, it is worth paying an annual fee. On the other hand, credit cards without annual fees offer more benefits over time. These cards can be kept active without incurring additional fees. Moreover, lifetime free credit cards can improve your credit score considerably if you spend a minimal amount on them and lower your credit utilization ratio. … Continue reading How do I get a Free Credit Card and What Are Its Benefits?
Credit cards can offer you various facilities. Whether you are looking for free food or a business class ticket, you would require a lot of cash. For this reason, you can take the help of the best credit card. But with at least 250 credit cards, it is very difficult for you to choose the best one. However, you must choose your card according to … Continue reading 10 Best Credit Cards in India 2022
Working capital forms the core of any venture, which is why working capital management is of utmost importance from an entrepreneur’s perspective. Owing to the difficulties posed by the pandemic, it is but natural for business ventures to apply for a working capital loan in order to bridge the gap between assets and liabilities. However, this also calls for ensuring that the funds are effectively … Continue reading How Can You Manage Your Working Capital in India?
While the COVID – 19 pandemic has taken a heavy toll on business ventures, it has also opened new avenues in the field, especially as far as women are concerned. For women entrepreneurs, the two most important hurdles to starting a venture and sustaining it pertain to having financial back-up and maintaining liquidity. This is where the loan for women comes in. In addition to … Continue reading How Can You Get Business Loans for Women Entrepreneurs?
With the pandemic receding, organisations the world over are resuming their operations, and small business owners are no exception to this trend. For the first time in two years, the path ahead seems clear, and this is a welcome opportunity not just for growth but also for expansion. Bearing in mind your aspirations and ambitions for expansion, there are certain tips that can smoothen the … Continue reading How A Business Owner Can Expand Small Business in India?
The Mudra loan scheme, devised by the Indian government, has become highly popular among small business owners. It has also encouraged several start-ups to obtain loans. But, some applicants claim that it is not easy to get the Pradhan Mantri Mudra loan approval. There are ways to increase the chance of getting approval. For instance, you must know about the Mudra loan eligibility criteria. The … Continue reading How Can You Improve Your Chances for Availing A Mudra Loan?
A home loan is a secured borrowing obtained to fulfil a dream of purchasing a property. On the other hand, a top-up loan can be acquired by anyone who requires additional funds, but only if they are already servicing a home loan. This additional fund can be utilised to meet various other expenses such as repayment of other debts, renovating a house, etc. Therefore, if … Continue reading Home Loan vs Top-up Loan: Benefits and Uses of Both