Top Bridal Makeup Packages to Look Out for this Wedding Season

Indian weddings are an extravagant affair. Apart from arranging a range of services like top 7 bridal makeup packages in India or hiring a make-up artist for the bride comes as paramount importance.

So, here are the some top bridal makeup packages in India that you can consider-

  • HD Makeup

This involves high-definition finish leaving the bride’s skin flawless and stunning. However, this makeup package is quite expensive. So, you can fund this by availing a marriage loan against property and get the stunning camera-ideal look you always wanted.

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How Can You Fund Your MS Degree in the USA?

Considering the increased expenses involved in pursuing an MS degree in USA, aspirants often require considerable external financial aid. Such access to a substantial loan amount will help them fund their expenses involved in college and tuition fees, accommodation charges, etc. Under such circumstances, opting for external finances may be the best go-to option. You can avail loan against the property since its loan amount … Continue reading How Can You Fund Your MS Degree in the USA?

What are the Top MS Courses in USA You Can Apply for?

According to data presented by The Quint, the number of Indian students in the US increased by 5 times between 1998 and 2017. In 2018, Indians consisted of about 17.2% of all international students in the US. Among all the disciplines available in top colleges and universities in the US, Indian students have shown special preference for MS specializations. If you want to pursue your … Continue reading What are the Top MS Courses in USA You Can Apply for?

Loans Schemes Launched by the Government of India for Business Owners

The PM of India has launched his PMMY which encompasses the MUDRA loan scheme. Done through the combined effort of SIDBI and CGTMSE, these loans are meant for non-agriculture and non-corporate micro and small business setups. While the maximum cap on MUDRA loans is Rs. 10 Lakh, CGTMSE also has scheme offering unsecured loans going up to Rs. 1 Crore. There are numerous government loan … Continue reading Loans Schemes Launched by the Government of India for Business Owners

What do You Need to Know of NTR Housing Scheme in AP?

With an objective to offer affordable housing to the residents of Andhra Pradesh, the state government of AP launched the NTR housing scheme in 2016.

This ‘housing for all’ scheme comes under PMAY compliance and caters to the economically underprivileged for both rural and urban areas of Andhra Pradesh.

Here is everything you need to know of the NTR housing scheme in Andhra Pradesh. Following the suit of Pradhan Mantri Awas Yojana, NTR housing scheme aims to –
-> Facilitate affordable housing to the homeless.
-> Provide budget-friendly reconstruction of the existing homes.

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Why is a Loan Against Property Better than an Education Loan?

Education loans are unsecured advances that do not require pledging any collateral. If you are considering how to apply for education loan, you can approach any leading financial institution or NBFC. Here the credit amount can range from Rs. 20 Lakh to Rs. 25 Lakh.

Now, if the borrower’s credit requirement is much higher, he/she can opt for a loan against property. This credit facility requires you to pledge any of your assets as collateral. Depending on the LTV (loan to value) ratio, a loan against property for education can fetch you a handsome sum of up to Rs. 3.5 Crore.

Now, that you know what is education loan is and how it differs from a loan against property, take a look at why the latter proves advantageous.

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How Can You Apply For Maharashtra Lottery Housing Scheme & Check Its Results?

The Maharashtra lottery Housing scheme of 2019 is a popular, affordable housing scheme that aims at offering low-priced housing facility to specific groups of people in Maharashtra. The said scheme has promised to construct over 1300; low-cost houses built as per RERA Maharashtra guidelines to the people of the state via a lottery system.

Here’s how you can apply for the lottery housing scheme –

MHADA lottery housing scheme

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RERA Act

What is the Function of RERA Act in Maharashtra?

The RERA (Real Estate Regulatory Authority) was passed by the Parliament of India in May 2016, to facilitate transparency in the real estate sector of the country. The act aims to benefit home buyers, builders, developers, brokers, and stakeholders.

RERA Act functions in every state of India, each having its separate regulatory body, such as RERA Delhi, RERA Punjab, RERA Karnataka, and so on. The equivalent existing in Maharashtra is MahaRERA Act.

RERA Act Motives

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Here is How Business Loan EMI Calculator Works

One often requires business loans to boost cash flow and working capital. So, if a borrower already knows the payment every month every before applying for the advance, it will help him/her to take apt financial decisions. A business loan EMI calculator is an easy-to-operate tool that helps you achieve that. It calculates both the interest rate and the payable EMIs on your loan amount. … Continue reading Here is How Business Loan EMI Calculator Works

Net Working Capital: Here’s Anything and Everything About It

Working capital (WC) is the total amount invested in a business to meet its daily operational requirements. It comprises a company’s current assets and liabilities and stands as an accurate measure of its liquidity. The optimum utilisation of WC or net working capital strengthens a business’s financial position and can be measured through the working capital ratio. It is the ratio of current assets to … Continue reading Net Working Capital: Here’s Anything and Everything About It