To sum it up, a billing cycle is the time period between one credit card bill to the next. All transactions done through the card in this period reflect in the next credit card statement. Not complying with the billing cycle norms can negatively impact the cardholder’s credit score. Hence, it’s best to avoid making late payments, missing your payments, making partial payments and paying … Continue reading What Do you Mean By The Billing Cycle
There is no one aspect that should govern your decision for choosing a credit card. A number of factors like your credit score, spending patterns and the credit card’s APR should be taken into account. Then you can choose from the various credit cards offered by different financial institutions. The Bajaj Finserv RBL Bank SuperCard, for instance, is one of the best credit cards in … Continue reading Best Corporate credit card in India 2021
The process by which you use a balance transfer credit card to relieve you of your debt is quite straightforward. Balance transfer credit cards enable you to transfer the balance from one credit card to another, and the credit card the balance is transferred to offers attractive interest rates, rewards, and other perks. One of the best balance transfer credit cards you can choose today … Continue reading Best Corporate Credit Cards In India
The answer depends entirely on which type of consumer you are. It is normally recommended that only those individuals that are financially responsible should opt for a credit card. This is because credit cards do require a greater degree of maintenance and timely payments being made. Credit cards generally come with higher reward structures (discounts, cashbacks and reward points) that compensate for all the monitoring … Continue reading Which Is Better—a Debit Card Or a Credit Card?
Thus, one can very conveniently apply for a credit card and transform the way one entails payments and transactions. First and foremost, choose the credit card that will deliver as per your requirements. Then, satisfy some basic benchmarks set by the banks. Enter your details in the application form, and submit the associated documents. If the bank gets appeased with all the details and documents … Continue reading How To Apply For a Credit Card To Avail Attractive deals
We have provided you with the ultimate guide on credit cards, debits cards and their distinctions. Many newbies to the realm of finance get confused between both these plastic cards and hence, we explain, in as much depth as possible, how they are different from each other. From explaining the nuances, to the different types of credit cards available, this guide will teach you everything … Continue reading Ultimate Guide On Credit Cards,
With all these comparisons in place, it is evident that though 24.99% APR cards are indeed a little on the higher end, they do come with great benefits, and if one is sure that they would be able to abide by the cash limit in credit card and pay bills on time, the APR should not be of much concern. However, in case there exists … Continue reading What Are The Benefits Of APR Credit Card
A Corporate credit cards come with myriads of outstanding features that make them stand out in comparison to debit cards. In this article, we have covered these unique, outstanding features. A Corporate credit cards provide you Interest-free credit, renewal benefits, death insurance cover, fuel surcharge and reward structures are among the list of benefits we have included in this article, along with a few credit … Continue reading Benefits Of Corporate credit cards
The CIBIL score ranges from 300 to 900 and reflects the creditworthiness of an individual. Lending financial institutions such as banks and NBFCs decide whether or not to give the credit to an individual based on the credit score. It helps them decide whether the credit given will be repaid on time or not. The credit score of any personnel depends on his/her credit history. In India, … Continue reading CIBIL Score- How Is It Calculated and Why Is It Important?
The 0 APR credit cards offer you a promotional period during which you need not pay any interest on your credit amount. This feature empowers you to transfer some liabilities to this card. However, you must calculate the time period of the loans, and consider the post-promo interest rate to judge if it is really feasible. These credit cards also need you to pay monthly … Continue reading What Is 0 APR Credit Cards Offer