The primary reason behind availing a loan is often to help resolve financial crisis. Regardless, to ensure borrowers do not add on to their liability burden, they should adopt a systematic approach to repay their loan. The pointers below highlight how to repay your loan easily. Increase The EMI With An Increase In Income If the income of an individual increases during the tenor of … Continue reading A Comprehensive Guide To Plan Your Loan Repayment
India boasts one of the largest demographics of individuals between the ages of 25 to 40. Consequently, the demand for higher education in India has touched its all-time peak thanks a growing job market and demand for better livelihood. Unfortunately, the cost of higher education has reached a substantial amount, making it difficult for individuals to pursue the same. The steep increase in the cost … Continue reading Learn How To Get A Student Loan In India
Having the necessary set of documents that are valid and contains accurate information makes the process of availing a loan against property quick and hassle-free. Individuals should keep the documents required for a loan against property handy to help quicken the application and verification process. They must also meet simple eligibility criteria to apply for a loan against property. Here is the set of documents … Continue reading Essential Documents To Avail A Loan Against Property
An MCLR is a prime factor that affects your home loan interest rates. Given below is a brief outline of MCLR and how it impacts the home loan interest rate. What is MCLR? Marginal Cost of fund based Lending Rate (MCLR) is the benchmark rate which is the lowest percentage a lender is allowed to charge while sanctioning advances. An MCLR is dependant on the … Continue reading Mclr – A Primary Factor In Determining The Interest Rate Of Your Home Loan
Indian weddings are an extravagant affair. Apart from arranging a range of services like top 7 bridal makeup packages in India or hiring a make-up artist for the bride comes as paramount importance.
So, here are the some top bridal makeup packages in India that you can consider-
- HD Makeup
This involves high-definition finish leaving the bride’s skin flawless and stunning. However, this makeup package is quite expensive. So, you can fund this by availing a marriage loan against property and get the stunning camera-ideal look you always wanted.
With an objective to offer affordable housing to the residents of Andhra Pradesh, the state government of AP launched the NTR housing scheme in 2016.
This ‘housing for all’ scheme comes under PMAY compliance and caters to the economically underprivileged for both rural and urban areas of Andhra Pradesh.
Here is everything you need to know of the NTR housing scheme in Andhra Pradesh. Following the suit of Pradhan Mantri Awas Yojana, NTR housing scheme aims to –
-> Facilitate affordable housing to the homeless.
-> Provide budget-friendly reconstruction of the existing homes.
Education loans are unsecured advances that do not require pledging any collateral. If you are considering how to apply for education loan, you can approach any leading financial institution or NBFC. Here the credit amount can range from Rs. 20 Lakh to Rs. 25 Lakh.
Now, if the borrower’s credit requirement is much higher, he/she can opt for a loan against property. This credit facility requires you to pledge any of your assets as collateral. Depending on the LTV (loan to value) ratio, a loan against property for education can fetch you a handsome sum of up to Rs. 3.5 Crore.
Now, that you know what is education loan is and how it differs from a loan against property, take a look at why the latter proves advantageous.Continue reading “Why is a Loan Against Property Better than an Education Loan?”
In a bid to make housing affordable for all economic strata of the society, the Government of India launched the flagship program Pradhan Mantri Awas Yojana (PMAY) as ‘housing for all’ scheme. This flagship housing scheme offers – (A) Interest subsidies One of the significant benefits of PMAY is its subsidies on home loan interest rate. EWS and LIG families can receive subsidies up to … Continue reading What does Pradhan Mantri Awas Yojana have to offer?
If you are looking for financing options, both business loans and lines of credit can be beneficial depending on the circumstances. In case of a business loan, you obtain a lump sum which you are required to repay within a pre-set tenor with fixed monthly pay-outs. Obtaining a line of credit provides you with revolving access to funds which can withdraw and repay within a … Continue reading Two Best Funding Options: Business Loan and Line of Credit
A typical Indian wedding can go for five long days, with variety of different rituals performed on each day, followed by the main wedding events and then the reception party. Following the modern trend, the Indian culture is gradually absorbing the knick-knacks of the western culture. So, apart from the traditional rituals, brides and grooms are now engaging themselves in pre-wedding parties and events like … Continue reading A Comprehensive Guide About Destination Wedding In India