A credit card can offer you numerous benefits, but the biggest downside of owning a credit card is if you do not pay bills in a timely manner.

You could end up in debt. Thus, remembering these tips can help you pay your credit card bills on time, so that you can avoid the hefty penalty charges and interest rates that arise because of missed payments.

The Bajaj Finserv RBL Bank SuperCard is a great multi-purpose credit card, providing you with the benefits of an ATM card, EMI card and a loan card. If you’re thinking about choosing a credit card, this Bajaj Finserv co-brand credit card is an excellent option.