Cash limit in credit cards is thus the maximum amount of cash you can withdraw from the ATM in the form of a loan. It is lower than the credit limit. To successfully manage the cash limit, you should keep cash withdrawals to a minimum. Moreover, you should repay the amount of cash borrowed immediately. Otherwise, you will plunge deeper into the debt trap, and your credit score will bear the brunt tremendously.

A credit card that should satiate your wide-ranging needs is the Bajaj Finserv RBL Bank SuperCard. You can access the SuperCard in eleven variants, and you can utilise the cash advance facility without paying any interest for the first fifty days.