To aid individuals acquire affordable, yet good quality residential units, several beneficial govt housing schemes have been launched over the past few years. These schemes offer benefits that cater to every economic group of society.

Here is a list of the top government housing schemes in India – 

• Pradhan Mantri Awas Yojana (PMAY)

PMAY scheme was launched to provide affordable housing to all the citizens in this country. Along with constructed units under this scheme, individuals can also avail interest subsidy on their home loans under this Credit Linked Subsidy Scheme.

Although, individuals with “pucca” houses on their names are not eligible to apply under this scheme.

• Maharashtra Housing and Area Development Authority Scheme

MHADA lottery scheme was launched to provide affordable housing through a lottery system. Units are allotted to applicants based on their annual household income. Salaried residents of Maharashtra over the age of 18 and holding a PAN card and domicile certificate are eligible to apply for this scheme.

• Delhi Development Authority housing scheme

The DDA housing scheme is associated with the CLSS scheme of PMAY. It offers units on the basis of income and provides reservation for war widows, ex-servicemen, and SC/ST applicants. Individuals above the age of 18 and falling under the EWS, HIG, MIG or LIG categories can apply under this scheme.

The top affordable housing schemes from government of India are mentioned above. Individuals who are looking to apply under these schemes must ensure that they meet the required eligibility criteria to avail associated benefits.