If you use a credit card wisely, there are a lot of things to gain from it. Choosing the right credit card can help you earn rewards and cash back’s that can even amount to Rs. 50,000 per year.

If you use it only to buy things that you can actually afford, a credit card can help you save a lot of money on your purchases than an ordinary debit card. However, it is important to pay your monthly dues on time so as to avoid getting into debt that might be difficult to clear.

One of the best credit cards to own is the Bajaj Finserv RBL Bank SuperCard, which can help you save up to Rs. 55,000 annually! You can also use this credit card to withdraw money from an ATM machine without interest for up to 50 days. Additionally, you can convert your purchases into EMIs, thereby affording big-ticket items easily.