Though there are some restrictions on the credit card to bank account transfer of funds, it is still quite easy to accomplish. However, extensive use of such transactions can create trouble for you as the bank levies transaction charges each time.

But it’s important to remember that such transfers are cheaper than applying for a personal loan or withdrawing cash using your credit card, as the banks charge a higher interest rate.

It’s highly recommended that you regularly clear your credit card bill payment and other pending dues so that you have enough credit in the eyes of the issuer.

This can result in enhanced credit limits, which translates to a higher amount to transfer to your bank account if the need arises.