With 900 being the highest score that can be achieved, most financial experts advise having and maintaining a score of 750 and above. This will allow you to seek loans for buying a house or a car or even to get credit cards with higher limits and other benefits.

This is not hard to achieve as long as you follow the best practices mentioned above. Using options like online credit card payment in a timely manner, ensuring repayment of the full outstanding balance of your card, avoiding any delinquencies, and keeping a proper track of the different cards and loans that you may have availed are some of the ways to build a high credit score and improve your creditworthiness.