The best way to avoid extra interest on your credit card is to pay your dues on time. You should never keep outstanding amounts, and thus eliminate the risk of a debt trap.

Do not use the card for cash withdrawal, rather transfer external liabilities to your low-interest credit card. Finally, avoid making overseas transactions to eliminate the risk of paying exorbitant interests.

The Bajaj Finserv RBL Bank SuperCard best serves your interests with its cash advancement and balance transfer privileges. Avail of discounts at Bajaj Finserv partner stores, and pay with the freedom of no-cost EMIs and zero down payment facilities. 

So, while you apply for your credit card, make sure that you have the financial power to regularly pay before the credit card due date