It is important to pay the minimum amount due to keep your account active. You can make this payment through multiple offline and online modes as mentioned above. However, one should be careful about relying on paying only the minimum amount.

If you keep paying the minimum amount, it can lead to a debt trap. Additionally, as you keep postponing the payment of the outstanding amount, an Annual Percentage Rate is levied, thus increasing the total amount due overtime.

A discussion about credit cards is incomplete without mentioning the Bajaj Finserv RBL Bank SuperCard. The card offers you reward points as a welcome gift, and also for every time you shop using the card. One can also avail a personal loan on their cash limit, in case of a financial emergency.