A home loan is a secured borrowing obtained to fulfil a dream of purchasing a property. On the other hand, a top-up loan can be acquired by anyone who requires additional funds, but only if they are already servicing a home loan.  This additional fund can be utilised to meet various other expenses such as repayment of other debts, renovating a house, etc. Therefore, if … Continue reading Home Loan vs Top-up Loan: Benefits and Uses of Both