Must Know About The Credit Card Charges

While attaining a credit card is simple these days, and it’s clear that it affords people an easy way to buy essentials, bringing a convenient line of credit, it is equally important to know about charges, like interest rates. Defaults on payments of bills incur interest which is charged on a daily basis (but card issuers will give you monthly figures) with 18% GST added … Continue reading Must Know About The Credit Card Charges

Benefits Of Corporate credit cards

A Corporate credit cards come with myriads of outstanding features that make them stand out in comparison to debit cards. In this article, we have covered these unique, outstanding features. A Corporate credit cards provide you Interest-free credit, renewal benefits, death insurance cover, fuel surcharge and reward structures are among the list of benefits we have included in this article, along with a few credit … Continue reading Benefits Of Corporate credit cards

CIBIL Score- How Is It Calculated and Why Is It Important?

The CIBIL score ranges from 300 to 900 and reflects the creditworthiness of an individual. Lending financial institutions such as banks and NBFCs decide whether or not to give the credit to an individual based on the credit score. It helps them decide whether the credit given will be repaid on time or not. The credit score of any personnel depends on his/her credit history.  In India, … Continue reading CIBIL Score- How Is It Calculated and Why Is It Important?

What Is 0 APR Credit Cards Offer

The 0 APR credit cards offer you a promotional period during which you need not pay any interest on your credit amount. This feature empowers you to transfer some liabilities to this card. However, you must calculate the time period of the loans, and consider the post-promo interest rate to judge if it is really feasible. These credit cards also need you to pay monthly … Continue reading What Is 0 APR Credit Cards Offer

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Some smart tips how to use credit card for reward points

Using a credit card can be an effective way to earn a certain amount of money back, instead of just spending. Different credit cards have different systems that are targeted to reward people who spend in particular categories. If you think that you shop a lot, shopping credit cards might earn you a ton of reward points that you can redeem for other products and … Continue reading Some smart tips how to use credit card for reward points

How to Apply for A Chartered Accountants Loan?

Even though chartered accountants are highly coveted in India owing to the high value this profession brings to firms and companies, such professionals may sometimes find themselves cash strapped. To remedy such situations, a loan for chartered accountants can be extremely helpful. However, before applying for a loan for chartered accountants, there are several factors that applicants must check to facilitate smooth application and approval. … Continue reading How to Apply for A Chartered Accountants Loan?

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Important Things to Know Before Applying for A Term Loan

While disruptions in the course of business are commonplace for most companies, these can be easily mitigated by opting for a term loan. These credit options come without any end-usage restrictions and are utilized to meet any number of business-related requirements – from maintaining a smooth working capital flow to stocking inventory. To know ā€œwhat is term loanā€ and how it can help a business, … Continue reading Important Things to Know Before Applying for A Term Loan

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Best Loan Options Available for Women Entrepreneurs in India

Even though there have been several breakthroughs in the recent few years, as far as women entrepreneurship is concerned, India still has a long way to go when it comes to women’s participation in business. Oftentimes, the lack of viable financing solution discourages women from taking up the reins and set up their own ventures. To bridge this gap, however, the government of India, alongside … Continue reading Best Loan Options Available for Women Entrepreneurs in India

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Factors That Affect Your Doctor Loan Interest Rate

The Indian healthcare sector is witnessing a boom in recent times, and it is projected to reach Rs.8.6 trillion by 2022. This has presented medical professionals with an opportunity to start their practice with financial backing from doctor loans.  However, in this due process, they should be aware of theĀ doctor loan interest rate and the unseen factors that can affect it to make a fruitful … Continue reading Factors That Affect Your Doctor Loan Interest Rate