The 0 APR credit cards are great at reducing or waiving off the interests charged on your credit amount. SBI SimplyClick, Kotak Gold Fortune, Axis Bank Insta Easy, Citi Rewards Domestic and HDFC MoneyBack are some of the best 0 APR credit cards that you can opt for.

Make sure you calculate your gains well before you apply for a credit card.

The 0 APR credit cards are as popular as balance transfer credit cards. Let’s find out the best among these cards in July 2021.