A loan against a credit card can be thought of as a personal loan, with additional benefits. If you are searching for a source of instant money to look after your emergency cash requirements, then a loan against a credit card is the most suitable option.
Also, when the credit card cash withdrawal limit is lower than your immediate financial requirements, then applying for this loan would be an ideal choice.
Furthermore, as explained in this article, a loan against a credit card has several advantages, unlike other types of loans offered by banks or lenders.